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Explore Our Properties
Financing Made Easy

Financing Process

Deb Applegate Knoxville, TN Real Estate Agent Headshot

Meet Deb Applegate

Mortgage Advisor NMLS #213239

Deb Applegate has over 23 years of experience and a proven track record in the mortgage industry! She is well known for exceptional service to both clients and Realtors. It is hard to deny the genuine care that Deb has for her clients’ overall success and long-term financial well-being. Her ability to guide clients through the lending process with confidence, clarity, and speed not only establishes trust, but empowers you to make informed decisions while resting easy throughout the otherwise intimidating loan process.

With a deep understanding of mortgage products and ever changing industry guidelines, Deb’s adaptability enables her to provide innovative solutions to navigate complex financial scenarios, ensuring that your needs are met and your dream of homeownership becomes a reality.

Whether you’re a first-time homebuyer or a seasoned investor, Deb’s expertise makes her an invaluable partner in your homeownership journey. Reach out today and experience for yourself the many things that set Deb apart from the average loan officer. You’ll be so glad you did!

We'll Help You Get The Best Loan

Start The Process

We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!

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Application & Processing

What happens when a loan goes "live"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

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Closing

Signing and Finalizing the deal

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!